things they don't tell you...
I'll say what you're thinking on all things family, friends, food, fitness & fashion.
I grew up thinking that talking about money is rude. Both talking about having and not having was a topic that was out of line. But as I have emerged in adulthood I am finding that the topic isn't off-limits and is actually a common topic of conversation.
I find that at 30 years old I have friends in all different places on the financial spectrum which makes sense because in life, we all won't fit into the same financial check box. But what we all have in common is that we are trying to figure out how to make our finances work for us.
I have friends who rent and do not want to buy. Friends who own homes and boats and new cars. Friends that join finances with their significant other and those who keep separate accounts. Friends with credit card debt, student loans, and car payments. Friends who travel. Friends who shop and those who do not. Friends that don't eat out. Friends that don't have cable but have all the premium channels (ok, that's me). Friends with inheritances. Those who help their parents financially and those who receive parental financial help.
Money is a funny thing because we all have different ideas of what to do with it. And it is really hard not to judge the decisions of others. In discussing finances, we risk that judgment. I was also taught it is best not to borrow money from friends. Besides these two things, I personally don't see anything wrong with discussing finances. We can learn from one another as well as teach one another. One method doesn't work for all and every situation is different.
What's your opinion? Do you talk with friends about money? How about with your family? Are you honest about your finances?
HEY! Remember this guy? I am bringing this post back to Cinch Financial, the Boston based company that led me to make a number of positive changes in my finances over the last year. Yep, I even saved more than 15% with Geico.
Well I am sharing a post from the Cinch blog today. It seemed fitting to include these guys in my money post AND they wrote about cutting out cable.
I mentioned above that we, over at my house, got rid of cable about 6 months ago. It saves about $50/month on something I wasn't even using! Sure, Dan will miss the NFL package in just a few weeks when football is back but we still have basic channels so I can watch the Today Show when I am getting ready in the morning and he can watch the Patriots on Sundays.
Now we watch Netflix, Amazon, HBO GO and more all from the Amazon Fire Stick and Smart TV. We even steal access to Netflix from a friend! For us, getting rid of the obnoxiously high cable bill was a no-brainer. The cell phone bill on the other hand? That's another story!
Without further ado, I'll send you over to the Cinch blog to read "Cutting the Cable." Click below!
1. A girlfriend looked down at my phone yesterday asked why I haven't had my phone fixed yet. I broke it back in May when I was running with the stroller. I bent down to adjust the wheel and it fell out of place (aptly kept in my "cleavage" while I run), face down, shattering the screen. Don't you dare ask why there wasn't a screen protector.
2. So anyway, I told her that I did have the phone replaced. I shelled out the $130 to replace the phone with insurance. This broken screen is, in fact, a newly broken screen. You can imagine my frustration but I had no one else to blame.
3. I purchased a new car in May. The only new car I have ever owned. I love it and am proud of it. Then I crashed it while away on a weekend girls' trip in July. Just a fender bender but I was at fault. I went 7 years in a little Corolla without single accident but crashed my brand new car before I even made my second payment. FML.
4. Last week, while picking up the baby's toys I threw my back out. I guess I am old at age 30 because unfortunately it is a herniated disk. Perfect.
I am not telling you all of this just to complain, because trust me, I am incredibly embarrassed. But rather, I felt compelled to write about what my girlfriend, Gayle, calls "spinning."
Anyone who suffers from any amount of anxiety understands that feeling of being uncomfortable. Sometimes I just feel uncomfortable in my own skin, in my job, in my clothes, in my home, in my relationships, in life. PERIOD. Sometimes I can't get over myself and I can't get ahead. I can't get control of what is happening in my life; it is like everything around me is spinning out of control and I have no way of getting a hold of it. This is what Gayle calls "spinning." In my head I imagine a tornado that I have been swooped up in. I am like Dorothy. I am just waiting to be set down again but who knows when and where I will land. Until then I just keep spinning with little control.
I don't do well without control. So as I spin, I try to establish control in some form or another. Right now I am not working which is a small problem because when everything seems hopeless, I almost always maintain control professionally.
In order to get myself back on track I am campaigning to do the following:
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About the Author
I am Dom. A mom, teacher, novice writer, cook, wine drinker, and so much more- filling the internet with unsolicited stories, questions, dreams, recipes, and advice. I'll be the voice that tells you what everyone is wondering but no one wants to ask!